About Can I Afford My Rent?

Why we built this

Every year, more retirees find that their Social Security check simply doesn't stretch as far as their rent, groceries, and healthcare costs. It's not a personal failing it's math. Rents have climbed faster than benefits, and most people have no easy way to see, in real numbers, exactly where they stand.

Can I Afford My Rent? exists to answer that one question clearly, in under a minute — and then point you toward real, current assistance programs that can help close the gap, whether that's a federal rent voucher, a state property tax freeze, or energy bill assistance you may not know you qualify for.

What this tool is and isn't

This is a free, independent calculator. It is:

  • Free to use, with no account or sign-up required
  • Private — nothing you enter is saved, stored, or sent anywhere (see our Privacy Policy)
  • Educational — designed to give you a clear starting point, not a professional recommendation

This tool is not:

  • Financial, legal, or tax advice
  • A government service or affiliated with HUD, the Social Security Administration, or any state agency
  • A guarantee of eligibility for any program listed

Eligibility rules for assistance programs change often and vary by county, so we always recommend confirming details directly with the relevant agency before making decisions. See our full Disclaimer for details.

Who this is for

Seniors and retirees living on a fixed income Social Security, a pension, or a mix of income sources who want a quick, honest read on their housing affordability, and a starting point for finding help if they need it. Family members and caregivers helping a parent or relative figure out their situation are welcome here too.

Get in touch

Have a suggestion, spotted an outdated program link, or want to share feedback? Visit our Contact page we'd like to hear from you.

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